Question about housing - Warband or Account bound?

Something I don’t understand, yet, regarding housing is the whole acquirement/link process.

For example, in my case I’m an Alliance player and I want to unlock and buy a plot in the Horde neighborhood. To do so, I have to use a Horde character to do that. I understood that part.

What remains obscure to me, is that we have various mentions of how the house is linked to a given warband or the account itself. My question is, do I have to keep that Horde character in my main’s warband to still have the ability to visit and use that house in the Horde neighborhood ?

I’m unsure if anyone tested this.

Warband is all your characters, not just whoever is in your camp.

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Ok makes more sense since they do share all reps account-wide !

Is the restriction in number of houses, by Account or by Warband ?

Many warbands have multiple accounts - like families playing together, or dual-box players…

I hope it’s by account then, but this should be clarified

I believe it’s per account. I suspect they learned from Final Fantasy and saw the rich dung-eaters abusing the system and getting whole wards (equivalent of a neighborhood in WoW) for themselves and their cringe social media posts.

So 2 houses max/per account, one in each of the starting neighborhood.