It was in the old d2? just to pay to revive the merc if we loose gold from chest to it’s to much.
I dont remember that it worked like that before
It worked like that in d2 as well.
But in d2r you can store money in shared stash and it will be safe from dying.
Money in the private stash page however is still lost.
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My bad, i didnt remember loosing that much gold when i die
from the wiki:
If you are killed, your character will lose a percentage of the total gold both carried and stored in the Stash. This percentage is equal to your character’s level but will not exceed 20%. After this ‘death penalty’ is deducted, the remaining gold your character was carrying falls to the ground in a pile. If the penalty exceeds the amount of gold you were carrying, the remainder of the penalty is deducted from your Stash.
20% of 2.5 million is 625.000 , so yea dying can hurt the wallet 
keep your gold in shared stash