Constant Frame Lag. It's almost unplayable

Does anyone know why my frame rates drop to like 30 whenever I enter switch zones. Sometimes i just lose lag while in the city out of nowhere down to 100. Usually it’s capped at 175 (my hz on monitor).

I have the latest Raptor Lake 13th gen processor, 32gb ram; 4080rtx MSI, z790 prime-a motherboard. My temperatures are all normal. It does say it’s using 80% of my RAM when playing D4 and 30% when I’m not running anything. I checked my RAM and it shows 10gb of RAM cache. Not sure if that is anything significant. My friend with similar spec computers with 32gb ram is only taking 40% when playing D4.

Can anyone help? It’s almost unplayable with the frame lags

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