Did I waste money on beach rescue phara etc

Over the course of the last year I have been new to overwatch 2 and spent a decent amount on some skins I liked but now some then I bought awhile ago are now in everyone’s inventory and I looked the few up from game pass that you will be able to keep permanently but why buy new skins at all if you will have them for months with the pass
I want to get the new mauga skin but it will probably be in everyone’s inventory in a few months.
I guess any info helps are they permanent? Will they go away or maybe can I refund a skin if it stays in the game pass benefits

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Buying any skin is a waste of money.