Getting killed on the boat is a well known game breaker.
People do it because they know you’ll be completely unable to do anything about it.
They wait until the boat is far out, and then they kill you. Maximizing the problem.
Your corpse remains on the boat but you release and are stuck on shore. Sometimes you spawn at a spirit healer in life form, but this is not stable.
How about at least improving the chances of spawning in life form?
For example:
If you get killed on a boat, you WILL spawn alive at the nearest spirit healer.