General discussion etc not working for my account?

I have a 6 month subscription that renews in february. How do I not have active game time?

Can’t even post now or make new threads.

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Firstly check your bank hasn’t cancelled the original payment for some reason - if it renews in Feb it sounds like this 6 months has recently started so it could be a bank problem.
If it’s not that, try logging out of the forums and back in again to see if that fixes it. If not, changing your account password (you can change it back again) might work. If neither do, you’ll need to make a ticket to find out what’s going on but there’s a long queue at the moment, so definitely try the other options first.