For example altholic will show you in game what ilvls your chars are. It does a whole host of other stuff too ofc.
The Raider IO desktop app is another
There are probably other solutions too.
Currency tranfer, account-bank…
Like you say, everyone is focusing on the char selection screen and flaming warbands as a whole because they don´t like it…
It´s like damning the performance of a hypercar because you don´t like the color. 
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